Why you should get an appraisal from Appraiser, Willard C. RobersonTo a lot of people, an appraisal is simply a line item in the long list of items for a mortgage or refinance. While there are a multiplying number of automated home valuation processes that might appear to be cheaper than an appraisal, nearly all lenders still want a local expert because the stakes are so high. But is getting a mortgage the only reason to get an appraisal? Are there other situations when the services of a licensed, independent real estate professional could come in handy? Of course.
Dispute your tax assessment in Glynn CountyIt's quite possible you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are determined by a previous assessment of your home, so if values have gone down in your neighborhood, you can appeal your assessment and save money. An appraisal from Appraiser, Willard C. Roberson is your best evidence when building your case. At Appraiser, Willard C. Roberson, we're capable of assisting you in disputing your tax assessment.
How can you do away with PMI to lower your mortgage payment?Private Mortgage Insurance, or PMI, is an added insurance plan that nearly all lenders ask home owners to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the real estate. Very often, this extra payment is lumped into the monthly mortgage payment and is quickly forgotten. This is damaging because PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.
If you'd like to do away with PMI, Appraiser, Willard C. Roberson can give you a statement regarding the value of your home. The price you paid for the appraisal can often be regained in a short amount of time because you'll no longer be paying the PMI.
Divorce settlement with less stressA divorce is often complicated by the hard decision of who maintains the property, and it can be a particularly traumatic experience for both parties. Regardless of the situation, it's prudent to get an appraisal from Appraiser, Willard C. Roberson so both parties are completely aware of the true market value of their house.
If the parties need to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Fair and accurate estate liquidation with help from Appraiser, Willard C. RobersonSettling an estateThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the real estate involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans do not have dedicated estate planners or executors to take care of these issues, unlike wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so understanding the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.
Let Appraiser, Willard C. Roberson help you with relocating to or from Glynn CountyEmployee relocation can be a more than just an inconvenienceWe know where you're coming from! That's why we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive attributes of their property, as well as information about any new sales or listings in their neighborhood that they want considered during our intensive process.
Sell your home quickly at the right priceA professional appraisal can help you make a better educated decision when determining your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees aren't contingent upon the value we come up with, but rather they are calculated on our efforts to complete the appraisal.
On a daily basis, we analyze the difference in value items like an additional bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.